First Commonwealth Federal Credit Union is reaching out to the community by holding a seminar on "Budgeting and Credit.

It will be held May 23 at 6:30 p.m. at its Allentown Financial Center, located at 450 Union Blvd.The session will include information on how to develop a spending plan, pay down debt, re-establish credit, and understand and obtain a credit report.The seminar is being offered for free, but advanced registration is required due to limited seating.Interested individuals can register online at

www.firstcomcu.org/seminars or by calling 610-821-2403.